Residuary Beneficiary

noun

/rɪˈzɪdʒuəri ˌbɛnɪˈfɪʃ(ə)ri/

In a Nutshell

The person who receives whatever is left in an estate after all specific gifts, debts, and expenses are paid.

PLAIN ENGLISH

The residuary beneficiary gets "everything else" after specific gifts are made and bills are paid. If your will says "I give $10,000 to my friend and the rest to my daughter," your daughter is the residuary beneficiary—she gets whatever remains after that $10,000 and all debts are paid.

⏱ When you'll encounter this term

  • Making a will and deciding who gets the bulk of your estate
  • Being named as the main beneficiary of someone's will
  • Estate administration when distributing the remainder
  • Disputes about what's included in the residuary estate
EXAMPLE

"Dad's will left his watch to my brother, $5,000 to his church, and 'the residue of my estate to my children equally.' As residuary beneficiaries, we three kids split everything else—the house, savings, investments—after those specific gifts and all debts were paid."

⚖️ Compare: Residuary Beneficiary vs Specific Beneficiary

Residuary Beneficiary

Gets "everything else" that remains. Amount unknown until estate settled. Usually receives the bulk of estate.

Specific Beneficiary

Gets named items or amounts. Knows exactly what they're receiving. Paid before residuary beneficiaries.

💡 Did you know?

Residuary beneficiaries bear the risk of estate shrinkage—if debts and expenses are higher than expected, the residue shrinks or disappears. Specific beneficiaries generally get their gifts first, leaving whatever remains for the residuary beneficiary.